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Web7 dec. 2024 · There are some common short-term loan scams that could put you in more debt than when you started. What are my other options? Installment loans are an expensive option and should be used as a last resort. Consider these alternatives before you borrow. Pay advance apps. WebYou may get into a contract that you can't get out of. Up to $1000 Quickly Loan On-line. - … WebPayDay Loan Scam: Phantom Debt Collectors Phantom debt collection is an indirect PayDay loan scam. Consumers will find themselves contacted by phantom debt collectors who say that it is time to pay up for unpaid debt or upcoming due dates, and even debts taken illegally in their name. ina feedback loop